It’s hard to get on the property ladder, and sometimes it’s just as hard to move up it. For many people, the biggest problem they face when buying a new home is the deposit for the mortgage. So, what happens if someone gifts you all or some of that money? When is a...
We often get asked the question ‘can a company director still get a mortgage’? Well, the good news is, yes, you can. However, you may need to do a few things a little differently. Why is getting a mortgage so different for a company director? Well, in some fundamental...
You are probably familiar with buy-to-let, where you purchase a second property with the intention of renting it. But what if you want to move home as well as become a landlord? What is ‘let to buy’? We sometimes find that when we suggest let to buy as an option...
Once you have made the decision to go investigate a remortgage, your next step should be to make sure you fully understand what will happen and what you need to do. Just to recap, a remortgage is worth considering if, for example, you: Want to release equity in your...
For most of us our mortgage is our single biggest outgoing. So, it makes sense to occasionally review your options to make sure you are getting the best from it. In many cases that means looking at a remortgage. So, what does that actually mean, and what should you be...
